As the festive season approaches, Microsoft has decided to add “Buy Now, Pay Later” financing options to its Edge browser in the US.
This feature appeared in recent weeks, first in beta and canary, before being made available “by default” to all users of Microsoft Edge version 96.
The Buy Now, Pay Later (BNPL) option pops up at browser level (instead of at the checkout of an e-commerce site) and allows users to split any purchase between $ 35 and $ 1,000 made via Edge into four installments spread over six weeks.
The system is powered by Zip, formerly Quadpay, and offers a Chrome extension for users who want to split their payments (interest-free if you make the payments on time, even though Zip charges $ 1 per installment).
Microsoft has now assembled the platform in Edge.
Feedback could kindly be described as negative so far, as shown by the tags assigned to the post on the Microsoft Tech Community website.
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Comments (counts 119 at the time of writing) submitted by visitors to the site can be summarized as follows:
Despite a few positive reactions, the overwhelming reaction was negative.
Which is a shame. The Chromium-based Edge is actually a pretty good browser. Internet Explorer compatibility mode gives businesses a way out, and the lack of Google was appealing to many.
But the brilliance was somewhat removed by the inclusion of BNPL.
It’s deeply shocking that this is built into the basic Windows operating system on billions of devices.
I feel like I should start a GoFundMe for Microsoft or teach them to ask for bounty as they clearly need the money. https://t.co/TtZXAcZsGf
– Kevin Beaumont (@GossiTheDog) November 30, 2021
We asked Microsoft to comment on the reaction and whether BNPL would be rolled out globally. Although it has not yet responded, its opening on social media posted below overnight.
Welcome back. We’re sorry.
– Microsoft (@Microsoft) November 29, 2021
So are we, Microsoft. So are we. ®